About Starboard Financial…

Starboard Financial is an industry leading Direct Lender.
We offer all the mainstream mortgage products available today - Conforming/Jumbo/FHA/VA/USDA.
We have also created our own Portfolio lending programs to fill some of the qualification gaps created by recent economic events.


We underwrite and fund our own loans....there is never a middle man!

Portfolio Loan Programs

Starboard Financial offers unique Portfolio Loan Programs that are only available at Starboard Financial. Specialty loan programs for buying fix up property to borrowers that have just had a foreclosure or short sale.

Second Chance Loan

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Bridging the Gap to Home Ownership Have you recently been through a Foreclosure and/or deed in lieu of Foreclosure or a Short Sale? The current waiting periods to qualify are: FHA - 3 years from the completion date of … Read More

ShipShape Mortgage

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DID YOU KNOW: Most buyers of previously owned homes will spend between $5,000 and $25,000 on repairs and renovation in the first two years of ownership. Unfortunately, most buyers finance the repairs with consumer credit costing … Read More

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Get started today on purchasing or refinancing a home.

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The Mortgage Process

The Process of Getting a Mortgage Get Your Credit Report and Credit Scores – this will cost you some money, but it is necessary. Check your report for errors, incorrect data, accuracy etc. You want your scores to be greater than 620. If not, start working on improving … [Read More...]

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Costs of Buying a Home

When looking to buy a home, most people are mostly worried about whether they can afford a mortgage and the interest rate. As they qualify for a mortgage and determine a long-term payment plan, however, they often gain full confidence in their ability to purchase a given … [Read More...]

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First Time Home Buyers

If you are thinking about buying your first home, you may be tempted to buy your dream home rather than a starter home. Today, the foreclosure levels are high and home values are low. During such circumstances, it is not a good idea to take on more home than you can … [Read More...]