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Fixed Rate or ARM?

Fixed Rate or ARM?

When it comes to buying a house, one of the most mystifying aspects of the entire process can be the mortgage.  With so many options out there, prospective home buyers frequently are left wondering what the best choice for them is.  Borrowers are often tripped up when...
Closing Costs & Your Mortgage

Closing Costs & Your Mortgage

The home buying process can be a long and complicated one, but it need not be.  With a trusted mortgage professional from Starboard Financial at your side, you can get your loan and take care of closing costs quickly and efficiently. Here’s what we mean: At the...
Simple Mortgage Rates

Simple Mortgage Rates

The mortgage rate is one of the most important aspects of any home loan. This rate will determine how much interest you pay on your loan each month. The higher your rate, the more interest you will pay. For this reason, you should do what you can to negotiate a simple...
Mortgage Amortization

Mortgage Amortization

As you examine your mortgage amortization schedule, you may notice that your monthly mortgage payment is broken down into principal and interest amounts that change over time. However, these are not the only components of your payment. Two other...
Mortgage on a House | Escrow Process

Mortgage on a House | Escrow Process

Are you considering applying for a mortgage on a house but have more questions than answers? If so, we can help. Our professional and knowledgeable team at Starboard Financial has the insight and experience to help you easily understand the mortgage lending process....