Kelly HowellLoan Officer NMLS# 997708
I understand that home financing is one of the biggest financial decisions you will make in your life. I also know that, without the aid of a knowledgeable partner, getting a mortgage can be a daunting task. That is why I am determined to get you the right loan, to lock in a competitive rate, and to make your loan process anxiety-free, trouble-free, and completely satisfying every step of the way. Please feel free to reach out to me.
I Specialize In:
Now may be the perfect time for you to consider a refinance! Take advantage of this low rate market while it is still available. You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. Turning your home’s equity into cash may also be an option for you…learn more
Locating the appropriate mortgage for your needs is just as important as finding the perfect dwelling. Whether you are a first-time homebuyer, shopping for extra square footage or bedrooms, or downsizing due to changes in your lifestyle, Starboard Financial has a wide range of products to fit any situation…learn more
A Reverse Mortgage, also known as a Home Equity Conversion Mortgage (HECM), is a unique lifestyle product that offers seniors access to the established equity in their home without having to leave their residence. As long as the borrower maintains the home and pays their property taxes and insurance, the borrower will make zero payments for the rest of their life…learn more
From Our Blog
When you take out a mortgage, it will have a specified term over which you must repay the balance. In most cases, this term will be 15 to 30 years in length. However, if you make extra payments, or if you decide to refinance, you may pay off your mortgage before this...read more