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Mortgage Payment & Student Loan Debt

Mortgage Payment & Student Loan Debt

Having a student loan payment won’t automatically prevent you from qualifying for a mortgage. But it can certainly have an affect, especially if your payment is high. Student loan debt impacts your debt-to-income ratio, which can reduce the maximum mortgage...
Mortgage Rate Trends | 2016 Outlook

Mortgage Rate Trends | 2016 Outlook

After several years of unpredictability in the real estate market, 2016 looks to be a healthy year for the industry. Predictions for both housing market and mortgage rate trends this year indicate a positive environment for buyers and sellers alike. Growth in the...
How an ARM Affects Amortization

How an ARM Affects Amortization

An adjustable-rate mortgage (ARM) is a mortgage with an interest rate that changes based on a predetermined schedule. Because the interest rate is not constant with this type of loan, having an ARM can alter your loan’s amortization schedule. About Amortization...
Typical Closing Costs | How We Help

Typical Closing Costs | How We Help

When searching for the right lender, one of the most important decisions you will make involves choosing a lending institution for your mortgage loan.  When considering big banks and small lenders, both provide the same basic services, such as helping you choose the...