In order to ensure that you get the best possible deal on your home loan, it is important to choose the right East Valley Mortgage Company. As you compare your options, remember to consider each of the following factors.
The loan products offered by mortgage companies vary. For example, while some mortgage companies offer only conventional loans, others also offer FHA loans, VA loans and other such programs. Likewise, some mortgage companies may offer a larger variety of ARM interest options than others do. Be sure to select a lender than offers the products you need.
A lender’s reputation tells you a great deal about the services the lender provides. To learn about the reputation of a given lender, read testimonials and online reviews of the lender’s services. You can also ask around town to find out which lenders other people have used successfully.
Not all lenders offer the same interest rates, even when market rates are low. Because your interest rate affects the amount of your payment so considerably, most borrowers like to shop for the best rate. Keep in mind that some lenders may offer discounts for certain borrowers, such as those who sign up for direct deposit or open a checking account with the lender’s financial institution.
Quality of Service
The quality of the service you receive is perhaps the most important consideration when you are looking for a lender. The lending process can be long and complicated, especially if you have multiple contingencies. Having a lender who is always available to answer your questions and address any concerns you may have will ensure that you are able to complete the process as quickly and painlessly as possible.
Here at Starboard Financial, we are an East Valley Mortgage Company that strives to provide our clients with superior service every step of the way. Contact us today to begin an application.