I love my job because it allows me the opportunity to help people realize their dreams of home ownership, and make a real difference. I grew up in the mortgage business and learned from the best, my dad. I have an intuitive understanding of customer needs, I know it’s not just about the sale, it’s about building lasting relationships. I take pride in providing excellent customer care and making every transaction as simple and worry-free as possible. I would appreciate the opportunity to earn your trust too.
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Now may be the perfect time for you to consider a refinance! Take advantage of this low rate market while it is still available. You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. Turning your home’s equity into cash may also be an option for you…learn more
Locating the appropriate mortgage for your needs is just as important as finding the perfect dwelling. Whether you are a first-time homebuyer, shopping for extra square footage or bedrooms, or downsizing due to changes in your lifestyle, Starboard Financial has a wide range of products to fit any situation…learn more
A Reverse Mortgage, also known as a Home Equity Conversion Mortgage (HECM), is a unique lifestyle product that offers seniors access to the established equity in their home without having to leave their residence. As long as the borrower maintains the home and pays their property taxes and insurance, the borrower will make zero payments for the rest of their life…learn more
What is the Section 184 Loan Guarantee Program?
The Section 184 Indian Home Loan Guarantee Program is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
Because of the unique status of Indian lands being held in Trust, Native American homeownership has historically been an underserved market. Working with an expanding network of private sector and tribal partners, the Section 184 Program endeavors to increase access to capital for Native Americans and provide private funding opportunities for tribal housing agencies with the Section 184 Program.
To help increase Native access to financing, the Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native Borrowers.
Section 184 is synonymous with home ownership in Indian Country. As of 2014, the Section 184 program has guaranteed over 24,000 loans (almost $4 billion dollars in guaranteed funds) to individuals, Tribes, and TDHEs.
“Section 184 Indian Home Loan Guarantee Program – HUD.” Section 184 Indian Home Loan Guarantee Program – HUD. Web. 1 Sept. 2015. <http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/ih/homeownership/184>.
From Our Blog
When you take out a mortgage, it will have a specified term over which you must repay the balance. In most cases, this term will be 15 to 30 years in length. However, if you make extra payments, or if you decide to refinance, you may pay off your mortgage before this...read more