Choosing a home you love is one thing; making sure it’s in a neighborhood that meets your criteria is another. It’s always a good idea to do some research on the area before you select a home and apply for a mortgage with a Scottsdale mortgage company. Here are some factors to consider when looking at locations for your next home:
Not all neighborhoods offer the same amenities. Before you buy a home in the area, find out everything you can about nearby grocery stores, restaurants, retail establishments and attractions. Also, does the community offer special amenities for residents? This can include parks, community pools, and neighborhood social opportunities.
If you already have a job near Scottsdale, make sure that the neighborhood you choose offers a decent commute time. If you will be looking for a job in the area, find out how many suitable employment opportunities exist within a reasonable distance.
Although neighbors can come and go, you should still take some time to learn about the people who live in the area. Things to consider include average level of education, type of household and average age. You should also drive around the neighborhood at various times of day to see what kind of activity occurs. For example, if you’re looking for a place where families congregate and children are outside playing, checking things out in the late afternoon and on weekends can help determine if the neighborhood offers the family vibe you’re looking for.
Some neighborhoods are safer than others. Research local crime rates carefully before you decide to move in. Be sure to pay attention to the rates for different types of crime, as high rates of violent crime tend to be more worrisome than higher property crime rates.
If you have children, one of your most important considerations is the local school system that serves children from the neighborhood. You may also want to look at options for any private, charter or magnet schools available in the area. Online research into schools and school visits can be a huge help here.
After you have found the right neighborhood, securing a preapproval is the next step to buying the home of your dreams. If you’re ready to buy a home in the Scottsdale area, please contact Starboard Financial. As an experienced Scottsdale mortgage company, we will be happy to help you find the loan product that is best for you.