Start your path to home ownership now
Our Client Testimonials
Carolyn Litton
Loan Officer | NMLS 552578
Carolyn Litton is a senior loan officer with Starboard Financial. She has been in the mortgage business for over 10 years. Her knowledge and experience has earned her the ability to have pre-approval authority for the loan programs that Starboard Financial has to offer. Carolyn is proficient when it comes to mortgage knowledge and provides superb customer service. She is a top producing loan officer in the company, and multiple time recipient of Chicago Magazine’s 5 Star Professional Award.
Jim Flynn
Vice President | NMLS 324758
Jim has over 20 years of residential lending and consumer finance experience. There are not many financing situations that Jim has yet to encounter. He prides himself in his expertise in custom construction and lot financing and maintains strong alliances with several top custom and production builders in Arizona. First-time home buyer preparation and credit review are some of his other specialties. Jim is a graduate of Arizona State University with a Bachelor’s Degree in Business Management.
Sara Blodgett Waggoner
Loan Officer | NMLS 973193
Sara has always been drawn to industries of customer service and has found her true niche as a loan originator. Trust is Sara’s main motivator. The more she is trusted, the more she is driven to serve. She works tirelessly to make the process as worry-free as possible. Sara loves her job because it provides her with the opportunity to make a difference in people’s lives. Sara specializes in residential lending on all mainstream products, tailored program options, and niche product portfolio lending. She holds state licensing in Arizona, Texas, Washington, and Idaho.
Community News & Information

Making the Right Call: Early Mortgage Payoff
When you take out a mortgage, it will have a specified term over which you must repay the balance. In most cases, this term will be 15 to 30 years in length. However, if you make extra payments, or if you decide to refinance, you may pay off your mortgage before this...
read more
Reasons to Refinance With Fast Home Loans
Owning your own home is part of a dream that most everyone hopes to fulfill. Fast home loans make it easy. Coming home from a hard day of work to a house that is your own, strengthens your purpose in life. It also provides you and your family with a strong sense of...
read more
Need A Mortgage Fast? Be Prepared!
Buying a house is often the largest investment a person will ever make. If you need an express mortgage, the best advice comes from the Boy Scouts: Be Prepared! Your first step should be to check your credit report to make sure that there are no discrepancies or...
read moreOur Associations: (view our licensing)
Contact Us
Contact Us today if you would like to discuss the purchase process further or if you have any inquiries about our product offerings. If you do not have any questions and are ready to submit your information for a loan decision, please Apply Now.
Thank you for letting Starboard Financial show you -The Right Way- in mortgage lending!