Kelly Howell is a Loan Officer at Starboard Financial. He understands that home financing is one of the biggest financial decisions you will make in your life. Kelly also knows that, without the aid of a knowledgeable partner, getting a mortgage can be a daunting task. That is why he is determined to get you the right loan, to lock in a competitive rate, and to make your loan process anxiety-free, trouble-free, and completely satisfying every step of the way.
Kelly Howell
NMLS # 997708
Direct: (480) 857-9977 Cell: (602) 284-6098
Office: (480) 999-7118 Fax: (888) 279-0378
Email: khowell@starboardfinancial.com
Starboard Financial Management, LLC
4145 E. Baseline Rd, Gilbert, AZ 85234
Kelly Howell
NMLS # 997708
Direct: (480) 999-7118
Cell: (602) 284-6098
Office: (480) 897-9777
Fax: (888) 279-0378
Email: khowell@starboardfinancial.com
Starboard Financial Management, LLC
4145 E. Baseline Rd, Gilbert, AZ 85234
The Starboard Way!
Discovery
Let’s get clear on what you’re wanting and by when.
Pre-Approval
Let’s review your credit, income, and assets to determine payment and down payment amounts.
What Sets Us Apart
What Sets Us Apart
1. Variety of Loan Programs
At Starboard, we offer a broad variety of loan programs to meet the unique needs and goals of every client. Understanding that each homeowner’s journey is different, our mission is to guide you towards a tailored mortgage solution that fits just right.
2. Premier Customer Service
Our commitment to premier customer service sets us apart. We prioritize open communication, quick response times, and personalized attention because you’re not just a transaction, you’re a valued client and we’re here to make your journey to home ownership as seamless and enjoyable as possible.
3. Fast and Easy Application Process
We’ve streamlined the mortgage application process to be fast and easy. We understand that time is of the essence, so we’ve developed a hassle-free, intuitive application process to get you on your way to home ownership swiftly.
4. Your Experienced Lending Partner
We are more than just a mortgage company; we are your experienced lending partner. Leveraging years of industry experience, our team is equipped to guide you through the intricacies of mortgage lending.
Types of Loans We Offer
Conventional Home Loan
Construction-to-Permanent loans cover not only the construction period but are then converted to the traditional mortgage. Homebuyers make interest only payments. Since this type of loan rolls into a conventional mortgage, buyers will only pay one set of closing costs.
Refinance
Refinances are undertaken by borrowers to take advantage of market conditions, adjust their monthly budget, limit their exposure during financial difficulty, simplify debt management, or gain a tax advantage in certain situations.
First Time Home Buyers
Starboard Financial holds a special place for first-time home buyers in our company philosophy. Giving first-time home buyers the advice and knowledge to make an informed home buying decision is one of our truest pleasures.
Veteran Options
Starboard is a proud supporter of retired, reservist, and active duty members of the U.S. Armed Forces, by providing easy access to home loans guaranteed through the Veterans’ Administration.
Construction Loans
Construction-only loans, as the name implies, funds only the build of the house. It does not roll into the mortgage. Qualifying standards are more difficult, and interest rates are likely to be higher than traditional loans due to the prime-plus interest rate, since there is a higher level of risk.
About Starboard Financial
Starboard Financial is a full service lender offering a variety products to meet all home financing needs.
We underwrite upfront which makes closing much smoother and simpler for our customers and partners.
We’re in the people business and provide a wide variety of loan programs with great rates and next-level customer service.
The closing date is not a suggestion, it’s everything!
Experience the Starboard Way today!
About Starboard Financial
Starboard Financial is a full service lender offering a variety products to meet all home financing needs.
We underwrite upfront which makes closing much smoother and simpler for our customers and partners.
We are in the people business and provide a wide variety of loan programs with great rates and next-level customer service.
The closing date is not a suggestion, it’s everything!
Experience the Starboard Way today!
“It’s about relationships and creating easy transactions!”
Mark Blodgett - Owner
“It’s about relationships and creating easy transactions!”
Mark Blodgett - Owner
“It’s about relationships and creating easy transactions!”
Mark Blodgett - Owner
info@starboardfinancial.com 4145 E Baseline Rd, Gilbert, AZ 85234 | NMLS# 156931 NMLS Consumer Access
© 2021 Starboard Financial Management, LLC – Mortgage Made Easy
© 2021 Starboard Financial Management LLC – Mortgage Made Easy
