What is a VA Home Loan?
Contact Us: 1-(855) 782-7346 Sign In For Veterans, Servicemembers, and eligible spouses looking for a $0-down mortgage loan, VA loans are a popular option. Va Loan Basics VA loans are partially guaranteed by the U.S. Veterans Administration. Therefore, mortgage lenders are able to offer better terms and easier qualification standards. Some of the lowest down […]
What is an FHA Home Loan?
Contact Us: 1-(855) 782-7346 Sign In For borrowers looking for lower down payment and credit score qualifications, FHA loans are a popular option. What is an FHA Mortgage? An FHA mortgage is fully insured by the Federal Housing Administration under the U.S. Department of Housing and Urban Development (HUD). The main initiative of FHA is […]
What is a Conventional Mortgage Loan?
Contact Us: 1-(855) 782-7346 Sign In When borrowers begin their home search, one of the first steps is deciding what type of loan they should use. For borrowers with a strong credit score, little debt, and a down-payment saved up, a conventional home loan will be your best option. What is a conventional mortgage loan? […]
6 Steps to Buy a House
Contact Us: 1-(855) 782-7346 Sign In The home buying process may seem daunting, especially if you are doing it for the first time. There are finances to prepare, loans to qualify for, lenders and preapproval. We are here to simplify the process. Step 1: Understand the basic steps to buying a house Down Payment: This […]
What is the Difference Between Your Consumer Credit Score and Your Mortgage Lending Credit Score?
Contact Us: 1-(855) 782-7346 Sign In For consumers looking at their credit score from a free website and then through a mortgage lender, they might be surprised at the variability of their numbers. There are over fifty scoring models available. Each one tailored to understand a specific type of debt, industry, or service. The algorithm […]
Tools to Buy a House Online
Contact Us: 1-(855) 782-7346 Sign In These days it’s easier to solve a problem through your phone than it is in the classroom. A few clicks on a smartphone, a YouTube video later, and there it is, a digitized solution for whatever dilemma you come across. The internet is a powerful tool. With lockdowns sending […]
How a House Becomes a Home
Contact Us: 1-(855) 782-7346 Sign In There is a difference between a house and a home. Both words are similar, but they come with underlying connotations that set them apart. And within those connotations, we can differentiate what each term means, and use those differences to help homebuyers on their journey. WHAT MAKES A HOUSE? […]
How to Find and Buy Your Dream Home Online
Contact Us: 1-(855) 782-7346 Sign In This article is written by guest contributor Katie Conroy from Advicemine. Looking for a new home? Well, if you intend to start looking in the next few months, you should know that house hunting has never looked so different! With COVID-19 lockdowns still in place across the country, real […]
Buyer’s Market Paradigm Shift
Contact Us: 1-(855) 782-7346 Sign In There’s a buyer’s market hidden beneath the veneer of current events. The rush on home buying, refinancing, and mortgage loans should be just as dramatic as the rush on toilet paper. Fear and uncertainty create problems for the economy. The system that proliferates that fear, despite their intentions at […]
Why the Coronavirus is Perfect for Homeowners and Home Buyers
Contact Us: 1-(855) 782-7346 Sign In HOMEOWNERS AND HOME BUYERS ARE SAVING MONEY Discretionary expenses have dropped due to the pandemic. With the recent freeze on just about anything—restaurants, bars, social events, life—Homeowners and Home Buyers are saving money. COV-ID 19 became a public health emergency on January 30, 2020. The virus made headlines for […]
