Building or Placing a New Home? Let's Make the Financing Simple.

From manufactured homes to custom builds, we structure the financing around your project - land, home, and all.

What Are You Building?

Placing a Manufactured Home? We Know How This Works.

Whether you already own the land or still need to purchase it as part of your project, we can structure one plan that covers the home, site work, and land together. We work directly with your retailer, and we understand the draw schedule, permitting, and site prep involved - so nothing catches you off guard along the way.

Start My Prequalification Have Questions? Let's Talk.

Building Custom? Let's Structure It Around Your Vision.

If you're working with a general contractor or custom builder, we'll walk you through the draw process step by step - so funds release as work is completed and you're never left guessing what's next. We'll also help you understand what a realistic down payment looks like before you commit to anything.

Start My Prequalification Have Questions? Let's Talk.

Here's What Makes Us Different

We Finance the Complete Project

Not just the home. Land, site work, foundation, utilities, permits, and other eligible construction costs can all be part of one plan.

We Understand Manufactured-Home Construction

Retailers, contractors, permitting, site prep, and construction draws aren't unfamiliar territory for us - it's what we do.

Already Have Land, or Still Need To Buy It?

Either way works. We can wrap a land purchase into your construction loan, or build around land you already own.

Flexible Financing for Your Situation

Depending on your project, financing may be structured as a single close or two separate closings - we'll walk you through what makes sense for you.

Want the technical details on loan types and requirements? See Construction Loans →

Your Steps to Building or Placing a Home

Talk to a Construction Specialist

Tell us about your current living status, your retailer, builder, or GC, your land situation, and your timeline.

Get Prequalified

We review credit, income, and assets so you know what you can do before you're locked into a retailer or builder contract.

Finalize Your Plans & Budget

Work with your retailer, builder, or GC to lock in home specs, site details, and contract - we structure the financing around it.

Close & Build

Funds release as work is completed, so you're not tracking down surprise costs mid-project.

Don't Just Take Our Word For It

★★★★★ 4.7 out of 5 · 135+ Google Reviews

"It was a good experience. We changed loan type and added both our names halfway through process. Sara worked with us and met our needs. She was always able to answer my million questions with explanations I understood."

Kaeli A. - Tolleson, AZ

"Judi Gustin is such a pleasure to work with. It was pushed through quickly because of our personal challenges. Much appreciated."

Shaun S. - Prescott Valley, AZ

"We are over the moon excited to have our own house! Thanks to you and your team, we achieved one of our lifetime goals and can't wait to turn our house into a home!"

Jose - Phoenix, AZ